News

22
May

What Can the Retirement CARE Analysis Tell You About Your Retirement Plan?

What Can the Retirement CARE Analysis Tell You About Your Retirement Plan? The Retirement CARE Analysis can help you figure out your asset allocation and an appropriate spending rate for retirement. The post What Can the Retirement CARE Analysis Tell You About Your Retirement Plan? appeared first on Retirement Researcher. Source: Retirement Researcher What Can the Retirement CARE Analysis Tell

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19
May

Review: Thanks for everything, Mom. Now let’s talk retirement

Review: Thanks for everything, Mom. Now let’s talk retirement I may be a little late for Mother’s Day on this article, but it highlights a really important issue. Everyone may be woefully underprepared for retirement, but women are in a much worse place than men. There are all sorts of reasons for this, but the article focuses on one reason

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19
May

Review: Dow sheds 370 points; stocks close lower and wipe out monthly gains on Trump fears

Review: Dow sheds 370 points; stocks close lower and wipe out monthly gains on Trump fears Wednesday was not a fun day for the US stock market. The Dow had its biggest single-day drop since last September. While I’m not a big fan of the Dow, it can at least give you a directional sense of what the markets have

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18
May

Some People Are Saying Bonds Don’t Provide Diversification Benefits, and They Couldn’t Be More Wrong

Some People Are Saying Bonds Don’t Provide Diversification Benefits, and They Couldn’t Be More Wrong Recently, one of our clients asked our opinion on an article he found. We get these types of questions pretty frequently, and normally we just walk clients through what the article means for their portfolio (and often, why it’s wrong). But this one caught my

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17
May

Annuity Shift

Annuity Shift This article originally appeared on ThinkAdvisor. National Retirement Planning Week took place in April, and the whole month was Financial Capability Month. April was full of encouragement for individuals to move their retirement savings plans forward. California’s insurance commissioner, Dave Jones, took part: He put out a widely circulated press release encouraging all Californians, and all Americans, to consider the role

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15
May

How Should Your Asset Allocation Look in Retirement?

How Should Your Asset Allocation Look in Retirement? Asset allocations come in many shapes and sizes, but they’re never more important than when you enter retirement. The post How Should Your Asset Allocation Look in Retirement? appeared first on Retirement Researcher. Source: Retirement Researcher How Should Your Asset Allocation Look in Retirement?

11
May

Review: Which should you take first: Social Security or your 401(k)?

Review: Which should you take first: Social Security or your 401(k)? Social Security benefits are a hugely important source of reliable income for most people. In fact, they are the foundation of most people’s retirements. The problem is, most people aren’t making the most of their benefits. Generally, people just take their benefits when they retire – whenever that happens to

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11
May

Review: Don’t blame ETFs or passive investors for high valuations

Review: Don’t blame ETFs or passive investors for high valuations People are starting to recognize the power of passive funds. If you look at where people are putting their money, passively managed funds are bringing in more than actively managed funds. As you can imagine, active traders don’t like this one bit, and they’ve raised a pretty strange criticism –

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11
May

The Risk of Being Uninsured (and the Hidden Bargain in Addressing It Now)

The Risk of Being Uninsured (and the Hidden Bargain in Addressing It Now) With all the expenses of everyday living, it’s tempting to think of insurance as just another cost. What’s harder to see is the potential cost of not buying insurance—or what’s known as “self-insuring”—and the hidden bargain of coverage. The Important vs. the Urgent We’ve all experienced it:

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11
May

New Study: 1 in 3 Americans Confess Stopping Retirement Savings At Least Once

New Study: 1 in 3 Americans Confess Stopping Retirement Savings At Least Once While a whopping 94 percent of Americans currently give themselves a passing grade on retirement, a third of them have confessed to stopping retirement savings at least once, according to a new report from the Indexed Annuity Leadership Council.[1] In fact, 20 percent of Baby Boomers don’t

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