"Thanks to the diligent efforts of Debra Hicks, my wife and I now have much higher quality medical coverage, yet we are paying a substantially lower premium than we were previously; I highly recommend her services."

Jeff Maziarek, Elmhurst IL.

"I have been with Hicks and Associates for a few years now and I could not be any happier. Debra helped me with all my insurance needs and saved me lots of money."

Steven H. Naperville Ill.

"Debra's level of professionalism, objectivity, and product knowledge are impressive. She makes a great effort to understand the familial, business, tax and financial planning reasons behind her clientsý insurance needs. This is rare among most brokers."

Adam W., Hinsdale IL

"Debra Hicks took charge of my health plan. She gave me a better plan than I had before and much more cost efficient. I have peace of mind knowing Debra is my healthcare agent. She cares."

Jeanne Carroll, Wheaton IL

Dear Debra:

I wanted to write and thank you for your knowledgeable advice that you have provided for my family on three separate occasions since May of 2005.

Due to job changes I have needed to purchase my own insurance and in each instance you have given professional advice tailored to meet our changing needs. You have always provided us with quality health insurance at a very competitive price. I am very pleased that the latest insurance is saving me hundreds of dollars per month when compared to what my current employer offers.

I will continue to recommend your services to my friends, family and acquaintances as a trusted insurance professional.

                                                                                                                                    Sincerely,

                                         Kenneth D. Krzak Naperville, IL